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Maria Reina
Maria is 52 years old, married, and has two children. She lives in the city of San Pedro Sula with her family. She has been selling Avon, Arabella, Zelsa and Victoria’s Secret products for many years. The products she sells include creams, shampoo, hair treatments, perfumes, deodorants and make up. Previously she sold food, but she likes selling cosmetics more and has 19 years experience in this area. She sells from home and also makes visits to her customers, depending on the order. She is requesting a loan for 14,000 Lempiras which she will invest in the purchasing boxes of merchandise at wholesale. Her plan is to have enough capital so that she does not have to buy merchandise on credit and she can continue growing her business.
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María, tiene 52 años de edad, es casada, tiene dos hijos y ella vive en el municipio de San Pedro sula con su familia. Tiene muchos años de dedicarse a la venta de productos de AVON, Arabella, Zelsa y victoria secrete, estos productos son cremas, champú, tratamiento para el cabello, perfumes, desodorantes y maquillajes. Anteriormente se dedicaba a la venta de comida pero le ha gustado más la venta de cosméticos, en este ya tiene 19 años de experiencia. Ella vende en su casa y también ambulante según pedidos. El préstamo que ha solicitado es por 14,000 Lempiras, el cual lo invertirá para la compra de las cajas de la mercadería al por mayor y de contado. Su plan es tener capital de trabajo para no comprar al crédito y seguir ampliando su negocio.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 22
    View loans »
    Honduras Loans Fundraising
  • $8,218,850
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Maria Reina to buy merchandise from Avon, Arabella, Zelsa and Victoria's Secret to sell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 22, 2013
Listed
Jul 31, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014