Update on Gerardo LeonelGerardo, 22, is single and does not have any children. He lives with his parents in the city of Ventanas, province of Los Rios. The communal bank La Paulina is in the parish of Puerto Pechiche, in the zone of La Paulina. It belongs to the canton of Pueblo Viejo, where the inhabitants work in farming and livestock.
Gerardo works as a farmer, growing corn and rice, as well as raising hens and pigs. He is asking for a loan to buy seeds, urea, compost, fertilizer, animal feed and a type of dense corn ("morocho"). With the help of the loan, he will be able to improve his plantings and his harvest.
Gerardo does his purchases and sales in the city of Ventanas. His dream is to buy a piece of land to cultivate. In his free time he likes to play sports.
La VRC LA PAULINA, se encuentra ubicada en la Parroquia Puerto Pechiche Recinto la Paulina, Pertenece al Cantón Pueblo Viejo se dedican a labores Agrícolas y Pecuarias.
GERARDO se dedica a la agricultura a la siembra de maíz, arroz, además se dedica a la crianza de gallinas y cerdos. Solicita el crédito para comprar semillas, urea, abonos,fertilizantes, polvillo, morocho.
Con la ayuda del crédito podrá mejorar los sembríos y la cosecha. Las compras y ventas lo hace en la ciudad de Ventanas.
El sueño es comprarse un lote de terreno para seguir sembrando.
En el tiempo libre le gusta hacer deporte.
Previous Loan DetailsGerardo Leonel, 21, is single and does not have any children. He lives with his parents in the city of Ventanas, province of Los Rios. The lending club La Paulina is in the parish of Puerto Pechiche, in the zone of La Paulina. It belongs to the canton of Pueblo Viejo, where the inhabitants wo... More from Gerardo Leonel's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid