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Diego Gerardo

Update on Diego Gerardo

Diego is 50 years old and lives in a common-law marriage with his wife and their eight children in the city of Ventanas, in the province of Los Rios.
The “La Paulina” communal bank is located in Puerto Pechinche Parish, Recinto La Paulina belonging to Pueblo Viejo Canton; they work in agriculture and animal husbandry.
Diego works in agriculture, growing corn and rice and he also raises chickens and pigs. He is requesting the loan to buy seeds, urea, manure, animal feed and a type of dense corn ("morocho").
With help from the loan he will be able to buy what’s needed for the crops and feed for his animals. He makes his purchases and his sales in the city of Ventanas.
His dream is to buy a piece of land and the challenge he faces is to plant ten ‘cuadras’ [unit of land measurement] of cocoa beans. He likes to get together with his family in his free time.
View original language description ↓
DIEGO tiene 50 años de edad de estado civil unión libre tiene ocho hijos, vive con los hijos y la esposa en la ciudad de Ventanas provicnia de los ríos.

La VRC LA PAULINA, se encuentra ubicada en la Parroquia Puerto Pechiche Recinto la Paulina, Pertenece al Cantón Pueblo Viejo se dedican a labores Agrícolas y Pecuarias.

DIEGO se dedica a la agricultura a la siembra de maíz, arroz, además se dedica a la crianza de gallinas y cerdos. Solicita el crédito para comprar semillas, urea, abonos, polvillo y morocho.

Con la ayuda del crédito podrá comprar lo necesario para las siembras y la alimentación para los animales. Las compras y ventas lo hace en la ciudad de Ventanas.

El sueño es comprarse un lote de terreno. Los desafíos a los que se enfrenta es sembrar 10 cuadras de cacao. En el tiempo libre le gusta reunirce con la familia.

Previous Loan Details

Diego Gerardo, 50, is in a civil union and has 8 children; he lives with his children and wife in the city of Ventanas, Los Ríos Province. The “La Paulina” communal bank is located in Puerto Pechinche Parish, Recinto La Paulina belonging to Pueblo Viejo Canton; they work in agriculture and ani... More from Diego Gerardo's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Ecuador

  • $10,600
    Average annual income
  • 67
    View loans »
    Ecuador Loans Fundraising
  • $24,996,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Diego Gerardo to purchase seeds, urea, fertilizer, animal feed and dense corn.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 2, 2013
Jul 31, 2013
Currency Exchange Loss:
Feb 17, 2014