Miriam is a water vendor and a landlord who resides in the informal settlement of Mukuru in Nairobi, Kenya. She is a mother of four and a hardworking community member. Miriam learned about Fresh Life toilets after using one near her residence and saw them as a great business opportunity. Miriam wishes to buy two toilets to build upon her existing business ventures.
Miriam is seeking a loan to fund the purchase of two Fresh Life toilets. Impressed by the impact that existing Fresh Life toilets have had in her community, she wishes to be part of the Fresh Life movement, which has benefited the residents of Mukuru by providing a safer, cleaner environment.
More information about this loan
Eight million people in Kenyan slums and 2.6 billion people worldwide lack access to hygienic sanitation. Sanergy aims to permanently reduce related disease in these areas by making sanitation accessible, affordable and sustainable. This social enterprise builds toilets under the “Fresh Life” brand, franchises them to local entrepreneurs, collects the waste and converts it into renewable energy and organic fertilizer.
Because Sanergy’s core business is not microfinance and its partnership with Kiva is unprecedented, these loans present some level of additional risk for lenders. Accordingly, we have not provided a risk rating for this partner.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
Sanergy is a social enterprise that combines technology, entrepreneurialism and a unique business model to provide safe, accessible and affordable sanitation products and services to slum residents across Kenya. Sanergy uses the flexible, zero-interest capital provided by Kiva lenders to offer loans to its network of toilet operators. The funding covers the upfront costs of the toilet purchase, enabling operators to pay back the loan over time with the revenue generated by the toilet.