“The fact that our village is not very far from the main city, makes it easy for almost every villager to take their fresh produce to the city market. Some of us have established our clientele and we deliver our products to the client’s location and some others have built their little stands in the city streets to sell the produce.
We usually leave our homes as early as 5 am to go to the city and return after noon to continue working on our fields or take care of the animals and/or produce dairy products ourselves. It is very exhaustive, though, for anyone who does it,” was what Jani said to the interviewer.
Jani will use this loan to buy feed for his animals.
More information about this loan
This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.
About VisionFund AlbaniaVisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.
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