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Mrs. Zolbootuya, a 39-year-old, lives with her husband and two children in Ulaanbaatar, capital city of Mongolia. The family resides in a Mongolian traditional ger (portable felt dwelling) on plot of land. She has been selling sausages to local people by renting a stall at food market for the past five years. Her husband has position of serviceman at a train station and has been working since 2002. The ger the family lives in has been deteriorating over the years. Especially in winter time, her children get cold and chill down to their cores. So, she is requesting a loan of 5,000,000 MNT to purchase felt, hardwood flooring and a low pressure heater in order to create a warm and comfortable place for her family. She wants to replace old felts with new ones and install hardwood floors due to the floor being main source of heat loss. The borrower is a very hardworking individual who wants her children to get a good education and live happily.

Additional Information

More information about this loan

This loan is part of Credit Mongol's green loan program, which helps clients to purchase products for improving their heating and ventilation systems, reducing pollution and health problems caused by burning coal in the winter.

About Credit Mongol

Credit Mongol is the largest non-banking financial institution (NBFI) in Mongolia. Its mission is to contribute to the prosperity of Mongolians by providing high-quality, affordable and varied financial services to micro-entrepreneurs and small-to-medium-sized businesses. It prioritizes serving remote, rural populations that have typically lacked access to credit and other financial services. Uniquely, it offers solar panel loans to nomadic herders, most of whom live without electricity.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Mongolia

  • $5,900
    Average annual income
  • 10
    View loans »
    Mongolia Loans Fundraising
  • $15,448,550
    Funds lent in using Kiva
  • 1,489.5
    Mongolia Tugriks (MNT) = $1 USD

Success!! The loan was 100% repaid

A loan of $3,375 helped Zolbootuya to purchase felt, hardwood flooring, and a low pressure heater to improve her housing conditions.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Jul 1, 2013
Aug 5, 2013
Currency Exchange Loss:
Oct 17, 2014