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Mujeres Activas Xenacoj Group
In this Group: Maria Gregoria , Ana Victoria , Maria Susana , Maria Elena , Maria Teresa , Flor De Maria , Clara Juana , Claudia Magaly
The Mujeres Activas (Active Women) Trust Bank is composed of a group of eight women and is aptly named because they are all very active and like to have fun during their monthly meetings. The women enjoy participating in the educational lessons that are part of their microcredit loan from Friendship Bridge. The educational lesson topics range from business and money management to women's rights and health. Within their Trust Bank, they have created a circle of trust which fosters mutual support between all the women in the circle.

Susana is a member of Mujeres Activas. She is a very sociable woman who is constantly seeking opportunities to ensure her family’s development. Susana is 45 years old, married to a farmer, and has six children.

Susana owns a business that sells snacks to members of her community. She sells seven days a week during the afternoons. Susana has a small space in her house that she sells the snacks from but she also sells door-to-door for the convenience of her customers.

About 10 months ago, Susana and her oldest son opened a new business that makes and sells piñatas and other party items. Although this venture is currently a small-scale operation, they have a plan for growing the party business. Susana is requesting a loan with Friendship Bridge to continue to expand her businesses. She intends to use the funds to buy a wagon for selling snacks door-to-door, add more items to her store and also purchase materials in bulk to make piñatas.

"It's a blessing to have the support of Friendship Bridge because it benefits not only me, but my whole family. It allows my son and I to invest in the new business. This party business will help him continue his education. My dream is to see him graduate from college - he is already taking steps toward this goal as he is already in ninth grade," explains Susana.

The Mujeres Activas Trust Bank, represented by its board of directors (president, secretary and treasurer), thank their Kiva investors wholeheartedly because their help benefits towns like the one the women live in (Santo Domingo Xenacoj Guatemala), which is in need of development, and without this kind of support, their dreams would not be possible.

Additional Information

About Friendship Bridge

This loan is administered by Friendship Bridge (FB), a nonprofit, nongovernmental organization that empowers thousands of impoverished Guatemalan women through its Microcredit Plus program. The program combines small loans averaging US$350 for four-to-twelve month loan terms with non-formal, participatory education.

As FB clients, women start, expand, or diversify their businesses and learn practical lessons on topics including business, health, and self-esteem. FB’s clients borrow as a group, forming Trust Banks (groups of 7-25 women who serve as co-guarantors of the loan and act as a self-regulating support network).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Guatemala

  • $5,300
    Average annual income
  • 112
    View loans »
    Guatemala Loans Fundraising
  • $10,324,700
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres Activas Xenacoj Group's $5,375 loan helped a member to buy a wagon for selling snacks and items for her piñata store.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 17, 2013
Aug 16, 2013
Currency Exchange Loss:
Jun 17, 2014