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Jose Ovidio

Update on Jose Ovidio

José is 39 years old and has worked in carpentry for the past 12 years. He makes furniture, wardrobes, chests of drawers, etc. He has a good clientele because he does high-quality, good work. With the profits he makes from his sales he can afford some of his household expenses. He lives with his family in a house that he owns. José is requesting a loan so he can purchase the supplies he needs such as wood, varnish, nails, adhesives, etc. This will allow him to increase the proceeds from his business and improve his family's living conditions.
View original language description ↓
José de 39 años de edad se dedica a la carpintería desde hace 12 años elabora muebles, roperos, gabeteros, etc. tiene buena clientela por que realiza un buen trabajo y de muy buena calidad, con las ganancias que obtiene de sus ventas logra solventar algunos gastos de su hogar vive en casa propia con su familia, José esta solicitando un crédito para poder comprar los materiales necesarios como madera, barniz, clavos, pegamentos, etc. que le permitiría incrementar las ganancias de su negocio y mejorar las condiciones de vida de su grupo familiar.

Previous Loan Details

Jose is 38 years old and is a responsible visionary person who likes to work to have what he needs. He is a humble person who lives with his parents and works as a carpenter, having a business where he makes furniture, clothing cabinets, shelves, chairs, and whatever his customers request that c... More from Jose Ovidio's previous loan »

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 698
    View loans »
    El Salvador Loans Fundraising
  • $27,167,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Jose Ovidio to purchase wood, varnish, nails, adhesives, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 22, 2013
Jul 29, 2013
Currency Exchange Loss:
May 18, 2014
This photo was used before for a previous loan for Jose Ovidio. It was first posted on Kiva on Jan, 2013. Learn More