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Patricia Carolina
Patricia is 35 years old. She lives with her partner and has four children. She is very experienced at managing her business, which she has had for ten years. Before opening this shop, she was a seamstress, but did not have enough customers to make a living from that trade alone. She learned how to manage a shop entirely on her own, since she had to take care of her children and did not have a steady income on which to live. At first, she had problems finding merchandise, so she started out on a very small scale. However, she has since managed to grow gradually, in order to meet customer demand. Nowadays, the shop has everything a customer needs, and is open from 5 in the morning to 9 in the evening. In order to buy supplies for her shop, Patricia needs to take a bus ride from where she lives to the city, which is approximately 45 minutes away. There, she buys what she needs in a wholesale shop, and takes the bus back home. The loan she asks for is to buy a sack of broad beans, a sack of rice, a sack of sugar, cooking oil, soap, detergent, and other everyday products, in order to renew her stock and keep satisfying her customers. Moreover, the more varied the merchandise she sells, the more customers are likely to become regulars, which will provide Patricia with a steady income. She plans to buy sewing machines and to have her own workshop in order to fulfill orders from some retail shops, since she is, after all, a qualified seamstress.
View original language description ↓
Patricia tiene 35 años de edad, esta acompañada y tiene cuatro hijos. Cuenta con 10 años de experiencia en la administración de su tienda; antes se dedicaba al negocio de costureria, pero por la falta de clientes en su taller se vio obligada a iniciar con la tienda. Ella aprendió sola ya que tenia sus hijos y no tenia un empleo formal para ganarse el sustento diario, inicio vendiendo por poquitos ya que no alcanzaba a surtir su tienda, pero poco a poco ha venido creciendo para satisfacer la demanda de sus clientes, actualmente su tienda cuenta con todo lo necesario para atender a sus clientes. ella abre su negocio a las 5:00 de la mañana y lo cierra hasta las 9:00 de la noche.

Para comprar los insumos de su tienda tiene que abordar un autobús en su comunidad, en el cual viaja unos 45 minutos, al llegar a la ciudad compra en una tienda de mayoreo, luego de realizar sus compras, va a abordar el bus y regresa a casa.

El préstamo que esta solicitando a Fundación Campo, es para comprar un saco de frijoles, un saco de arroz, un saco de azúcar, aceite, jabón, detergentes y otros productos de uso diario, para aumentar los inventarios de su tienda y así lograr tener todo lo que sus clientes buscan, para lograr mantenerlos satisfechos. Ademas, de tener mercadería variada y así sus clientes encontraran lo que buscan, esto ayudara a fidelisar a sus clientes y sus ingresos estarán seguros.

Patricia planea, comprar maquinas de coser e instalar su taller de costura, para trabajarle a algunos bazares, ya que ella sabe de alta costura.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 782
    View loans »
    El Salvador Loans Fundraising
  • $26,212,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Patricia Carolina to buy various everyday products to sell at her shop.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 12, 2013
Listed
Jul 31, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2013