Update on PhilippeA tailor by profession, Philippe is 34 years old and a father of a family. His wife is a retailer.
After his training, Philippe opened a workshop in 2004 where he sews clothing. In addition to this, he also sells sewing supplies.
With the goal of increasing his stock of sewing supplies, Philippe is seeking his third loan through WAGES.
In the future, he would like to ensure the basic needs of his family and expand his business.
Previous Loan DetailsA clothing maker by profession, Philippe is 33 years old and the father of three children, two of whom are in school. The oldest is 11 and the youngest is 6. His wife is a hairdresser. After completing his training, he opened a workshop in 2004 where he sews clothing. In addition to sewing, he se... More from Philippe's previous loan »
About Women and Associations for Gain both Economic and SocialThis loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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