Update on Blanca YeseniaBlanca lives with her two children and her husband in her own house. She has a food stand in the market located near her place of residence. She uses profits earned to cover her household expenses. She’s a hardworking woman who gives her all so that her family will lack nothing needed for sustenance. She has the satisfaction of having a regular clientele because she’s located in a very busy location.
Blanca wants to expand her stand, that is to buy tables, chairs and more raw materials like rice, chickens, meat, beans, fruit, vegetables, etc. to vary her menu and earn a bit more economically but she does not have enough income for this investment which is why she approached INTEGRAL to request a loan to buy the above and earn higher profits to have better family economic stability.
Previous Loan DetailsBlanca Yesenia, 31, lives with her partner Antonio and her two children. She runs a diner in the market in her town, she is very well-known and has several years experience in the kitchen, which allows her to prepare the best disches: meat, chicken, salads, soups, pastas and other things. She... More from Blanca Yesenia's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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