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Jose Ramon
José is 37 years old and is in a common law marriage. He lives with his partner, with whom he has one son. They live in the Yoro municipality.

He lived outside of the country for several years and, two years ago, decided to open his own business selling natural juice. He offers many flavors of juice, including orange, raspberry, tamarind, watermelon, melon, and others. His business is located in the local market, and he sells juice in cups and bags.

José requests a loan of 15,000 lempiras, which he will invest in the construction of a push cart with which to sell his products. His goal is to grow his business and improve his family's quality of life.
View original language description ↓
José, tiene 37 años de edad, vive en unión libre con su conyugue con quien tiene un hijo, vive en el municipio de Yoro. El vivió varios años en el extranjero y hace dos años decidió establecer su propio negocio de venta de jugos naturales, ofrece Jugos de naranja, mora, tamarindo, sandia, melón y otras frutas. El negocio lo tiene en el mercado local y vende los jugos en vaso y en bolsa. El préstamo que José solicito es por la Cantidad de L.15, 000 el cual los invertirá en la construcción de una caseta rodante(troco) para la venta de su producto. Con esta inversión mejorara la apariencia a su negocio. Su meta es crecer con el negocio para mejorar su nivel de vida familiar.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.


About Honduras

  • $4,800
    Average annual income
  • 80
    View loans »
    Honduras Loans Fundraising
  • $8,803,075
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Jose Ramon to build a push cart with which to sell his products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 5, 2013
Jul 29, 2013
Currency Exchange Loss:
Feb 20, 2015