José has been a police officer for over 5 years and works by shifts. He finished high school. He's married and has an underage son who's still in preschool. He lives in a house that he owns and supports his family which is also comprised of two stepchildren. The money from the loan will be used to purchase cement, rods and metal sheets so he can continue building his house. He's been doing that gradually, and this time he'll plaster and cover the kitchen and another bedroom, since the house only had two bedrooms and a living room. In the future he intends to finish the house and furnish it. He'll save the funds in order to accomplish his plans.
José é polícia há mais de 5 anos, trabalha em turnos, tem nível médio, é casado, tem um filho menor ainda a frequentar a pré-escola, vive na casa própria e sustenta sua família da qual fazem parte dois enteados. O dinheiro do empréstimo será aplicado na compra de cimento, varões e chapas para dar continuidade à construção da sua casa, visto estar fazendo em partes, e desta vez vai rebocar e cobrir a cozinha e mais um quarto pois a casa só tinha dois quartos e sala. No futuro pretende terminar a casa e mobilar a mesma. Vai economizar mais os fundos para lograr os seus planos.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.