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Smile Group
In this Group: Saida, Mainnculada , Viveliza
Saida is the featured borrower of Smile group. She joined with the other group members to acquire a loan from Kiva partner, Al Majmoua, when they came to Lebanon to work as housekeepers to make their living.

Saida is a 46-year-old divorced mother of one child, and she works as a housekeeper for her own and her family's living. With her loan, Saida will pay for her child's living expenses. She is working hard that one day she can save a good amount of money to move back home and start her own business next to her beloved child.

Saida is the one sitting at the right. As for the other group members, Mainnculada is the one in the middle, and Viveliza is the one standing at the left.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 130
    View loans »
    Lebanon Loans Fundraising
  • $16,640,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Smile Group's $900 loan helped a member to pay for her child's living expenses.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jun 27, 2013
Aug 4, 2013
Currency Exchange Loss:
Feb 17, 2014