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Achyutanand is a 34-year-old differently-able person living with his parents in a small village of Ganjam District in Odisha, India. He is involved in the activity of making stone chips; he has some labourers working under him who help him in breaking the big rocks into small and medium-sized stone chips, which are used as a major component in construction. He supplies these stone chips to the dealers of construction supplies. He earns 8,000 INR from this business per month.

He wants to expand his business by purchasing more rocks and supplying in larger quantity. He also wants to establish his own shop in the market, so that he can directly supply the stones to the customers and earn more income.

Achyutanand has requested a loan amount of 20,000 INR for purchasing more rocks, establishing a shop in the market, and for hiring more work force. He has a dream to give a good living to his parents and save some money for his future.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 55
    View loans »
    India Loans Fundraising
  • $5,657,350
    Funds lent in using Kiva
  • 59.0
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $350 helped Achyutanand to pay for purchasing rocks, to establish a shop in the market, and for hiring more work force.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jul 17, 2013
Aug 4, 2013
Currency Exchange Loss: