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Update on Joseph

Joseph is a 36-year-old man, married to Joyce, and is a father of one child. He lives in Kerwa on the outskirts of Nairobi. He does farming and veterinary services. He has been in business for seven years and gets a monthly income of 35,000 shillings.

This will be Joseph’s second loan with KADET LTD. He plans to use the entire loan to buy a cow.

In the future, he would like to expand his business so that he can be successful.

Previous Loan Details

Joseph is 35 years old, married to Joyce, and together they are blessed with three children. He has been earning a living through providing veterinary services and farming for the past six years. He earns a monthly income of 45,000 Kenyan shillings (KES). This will be his first loan with KADET... More from Joseph's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 794
    View loans »
    Kenya Loans Fundraising
  • $43,847,375
    Funds lent in using Kiva
  • 87.5
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Joseph to buy a dairy cow.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 9, 2013
Aug 3, 2013
Currency Exchange Loss:
Apr 16, 2014