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Ly is 45 years old and has a service-based business, providing transportation around his neighborhood. He works hard to feed his family of seven. His wife helps him cover their living costs by sewing clothes in a garment factory. Ly has been in the transport business for the past five years, and he earns a net income of $10 per day. Ly is taking out his second loan, after repaying his previous loan successfully. He will use this loan to buy a Tuk Tuk (a motorcycle-based taxi) to improve his business. With the expected profits from his business, he will cover his family’s basic necessaries and save more for future emergencies. He’s grateful for the loan support.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 38
    View loans »
    Cambodia Loans Fundraising
  • $38,709,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Ly to buy a Tuk Tuk (a motorcycle-based taxi) to improve his business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 28, 2013
Aug 3, 2013
Currency Exchange Loss:
Jan 17, 2015