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Ruta Christina
Ruta Christina is 27 years old and married with three children. She wants to start a small business making and selling ice-cakes in her community. To do this, she needs a loan to buy bags of sugar, some flavoured cordial, and a cooler.

In the future, Ruta hopes to expand her business in selling other similar goods. She has just joined SPBD to gain access to financial services.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 36
    View loans »
    Samoa Loans Fundraising
  • $7,764,125
    Funds lent in using Kiva
  • 2.4
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Ruta Christina to buy bags of sugar, some flavours, and a cooler.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 5, 2013
Aug 3, 2013
Currency Exchange Loss:
Aug 17, 2014