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Ruziboy is an elderly farmer at the age of 73. He has a wife and three children. He lives with his family in the Qumsangir region in the southern part of Tajikistan. The weather in this area is favorable for growing heat-loving crops. For the past eight years, Ruziboy has been engaged in agriculture. On his plot of irrigated land, he grows corn, which is a high-yielding, heat-loving, and water-loving crop. Every year, Ruziboy gathers a good crop of corn and with it receives a good profit.

Now, he needs to purchase mineral fertilizers. To this end, he applied for a loan.

Ruziboy has big plans for the future. He wants to open a mini corn plant.
View original language description ↓
Рузибой пожилой земледелец в возрасте 73-х лет. У него жена и трое детей. Он живет со своей семьей в районе Кумсангир в южной части Таджикистана. Погода в этой местности благоприятна для выращивания теплолюбивых культур. Вот уже 8 лет как Рузибой занимается земледелием. Он на своей участке орошаемой земли выращивает кукурузу, которая относится к высокоурожайной, теплолюбивой и влаголюбивой зерновой культуре. Каждый год Рузибой собирает хороший урожай кукурузы и получает с этого хорошую прибыль. Сейчас ему необходимо приобрести минеральные удобрения. С этой целью он обратился за кредитом.
Рузибой имеет большие планы на будущее. Он хочет открыть кукурузный мини завод.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 186
    View loans »
    Tajikistan Loans Fundraising
  • $30,382,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Ruziboy to purchase mineral fertilizers for the corn crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 9, 2013
Aug 2, 2013
Currency Exchange Loss:
Aug 17, 2014