Las Autenticas Group
Beatriz lives with her family in the parish of Río Verde in the province of Santo Domingo de los Tsáchilas, a terrestrial port which mobilizes trade between the Sierra and Costa regions of Ecuador. Its climate is humid and favorable for agriculture and livestock. Trade has also grown, bringing economic development to the region.
In this area, various young entrepreneurs have taken advantage of the opportunities which their city offers for success, such as Beatriz. Some time ago, she decided to help with the household expenses to improve her family's quality of life. She sells cosmetics as a traveling saleswoman, traveling through the city's long streets to offer her products for sale. She makes deliveries and takes payments from her clients, who are mostly women.
Beatriz has applied for a loan to buy some of the most popular products, using offers which her suppliers offer her. She will then be able to keep products in stock and satisfy the needs of her most demanding clients. She hopes to improve her earnings so that she can cover some of her household expenses and give her son a comfortable life and education.
Beatriz has joined up with two of her friends, Angélica and Decci, who are also small business owners.
Angélica, 33, is married and also sells cosmetics. She will invest in merchandise which will increase her income, so that she can give her two children a better quality of life.
Decci, 34, is married with three children. She will invest her part of the loan in the purchase of chickens and feed. She makes a living raising chickens to sell.
These three women joined up with one goal in common: to give up all pretexts about a lack of work and grow in their businesses to show everyone that it is possible to succeed by putting in effort and working hard.
Junto a Beatriz se han unido 2 de sus amigas quienes también desempeñan el papel de microempresarias, ellas son Angélica y Decci.
Angélica tiene 33 años, está casado y se dedica también a la venta de cosméticos, ella invertirá en mercadería que le incremente sus ganancias y así poder dar a sus 2 hijos un mejor estilo de vida.
Decci tiene 34 años, está casada y tiene 3 hijos, ella invertirá su parte del préstamo para comprar pollos y balanceado para la alimentación de los mismos, pues se dedica a la crianza de pollos para su comercialización.
Estas tres mujeres se unieron con un objetivo común: renunciar a todo pretexto por la falta de trabajo y crecer con su emprendimiento para demostrar a todos que si es posible salir adelante esforzándose y trabajando duro.
About Fundación AlternativaFundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid