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José Aguedo
José is 46 years old and married with two children. He is a modest, hardworking person who is engaged in the cultivation of corn, beans, and sorghum. He learned this work at an early age from his father. Since he is the eldest of his brothers, he recalls that his father bought him a “cuma’ [curved knife] to carry and taught him how to clear the cornfield. Rising early and working all day, he didn’t have the opportunity to study until he was fourteen years old and they sent him to school where he learned to read and write. Later, he decided to start his own family and has been cultivating basic grains and fattening Creole pigs to make a living and pay for other necessities. Nowadays, he is teaching his son how to cultivate so that he can develop job skills in the future and give him space to study and develop other skills.

He purchases his supplies at a place that gives him better prices and the quality products that he needs for growing such as seeds, fertilizer, and poisons to control pests and diseases in his crops. In this way, he can plant a good cornfield and yield good production at the harvest. In addition, he has to travel 15 kilometers in his “pick-up” to get to the place where his customers find the products they need.

He will use the loan he is requesting from Fundación Campo to purchase twelve bags of sulfate, and sorghum for planting. He will also buy products such as fungicides, insecticides to control pests and diseases, and herbicides for weed control in crops. In addition, he will use a portion of the funds to pay people that help him with land preparation, sowing, and fertilizing planted crops.

This investment will help the client purchase agricultural inputs and so, cultivate basic grains for his family’s consumption. He will also be able to dedicate himself to his crops as he has done since childhood, and in this way, generate income for his family. Last year, he had problems with his harvest because he didn’t have money to take care of his crops. However, thanks to the support that Fundación Campo is offering him today, he will be able to sow his basic grains and give them the necessary attention to obtain a better production. In this way, he will have food for his family as well as income to pay for the needs of his wife and children.

He thinks that after paying off this loan, he will take out another one and allocate it to purchase cattle (heifers), fatten them up and have them impregnated, and later sell them. In this way, he will be able to generate more income to pay for his household needs.
View original language description ↓
José tiene 46 años de edad, es casado y tiene dos hijos. Es una persona humilde y trabajadora que se dedica a cultivar maíz, frijol y sorgo aprendió esta labor desde muy pequeño con su padre; ya que es el mayor de sus hermanos; recuerda que su padre le compro una Cuma para llevarlo y enseñarle a limpiar la milpa madrugando y trabajando todo el día no tenia oportunidad de estudiar hasta que cumplió 14 años lo enviaron a la escuela y aprendió a leer y a escribir. Luego que decidió formar su propia familia se ha dedicado a cultivar granos básicos y a engordar cerdos criollos para ir subsistiendo y así cubrir otras necesidades. Ahora en día él enseña a su hijo a cultivar para que en el futuro puedan desarrollar habilidades de trabajo y le da espacio para que estudie y desarrolle otras habilidades.


Compra sus insumos en un lugar que le dan mejor precio y productos de calidad que él necesita, para su cultivo que es desde la semilla, fertilizantes, y venenos para control de plagas y enfermedades de sus cultivos; así plantar una buena milpa y obtener una buena producción en la cosecha. Y tiene que viajar en pick-up una distancia de 15 kilómetros para llegar hasta el lugar donde el cliente encuentra los productos que necesita.

El préstamo que esta solicitando a Fundación Campo, es para comprar 12 sacos de sulfato, y sorgo para la siembra, también se va a comprar productos como fungicida, insecticidas para control de plagas y enfermedades; herbicidas para el control de malezas del cultivo. Además se utilizara una parte del dinero para pagar a personas que le ayudan a realizar el trabajo de preparación de terreno, siembra y fertilización de los cultivos plantados.

Con la inversión, se estará apoyando al cliente a que pueda comprar los insumos agrícolas, y así tenga la oportunidad de cultivar los granos básicos para el consumo de su familia. Y así el podrá dedicarse a sus cultivos que es lo que desde niño realiza, y es una forma de generar ingresos a su familia; ya que en el año pasado tuvo inconvenientes en su cosecha, por falta de asistencia, debido a que no disponía de dinero para hacerlo y que gracias al apoyo que hoy le brinda fundación campo, podrá sembrar sus granos básicos y dar la asistencia necesaria para obtener una mejor producción y el alimento de su familia como también un ingreso para cubrir las necesidades de sus hijos y esposa.


Él piensa en que después de pagar este crédito, sacar otro y destinarlo a comprar ganado (novillas) para desarrollarlas dejarlas que se carguen y luego venderlas y poder generar de esta manera mas ingresos para cubrir las necesidades de su hogar.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 693
    View loans »
    El Salvador Loans Fundraising
  • $24,290,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped José Aguedo to purchase sulfate, sorghum, fungicides, insecticides, herbicides, and pay laborers.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 19, 2013
Listed
Jul 29, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2014