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Samuel is a Ghanaian artist who specializes in batik wall art, including paintings and wall hangings. He would like to invest in the purchase of dyes and cotton for continued production.

Samuel has been selling through NOVICA since 2003. This is his story:

"I majored in the arts, specializing in textiles and sculpture. I have developed my own techniques in batik production using reactive to achieve the same or better effects than would be derived in paintings. The results have been marvelous! My themes are mainly of women, beach scenes and landscapes. I try to depict the daily activities of women in Africa to support the fight for equality for the African woman."

"To me you're like angels for funding this microcredit, because now I will be able to increase my products and have more to sell."

Use the link below to view Samuel's batik wall art on the NOVICA site:

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.


About Ghana

  • $3,500
    Average annual income
  • 42
    View loans »
    Ghana Loans Fundraising
  • $11,736,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Samuel to invest in the purchase of dyes and cotton for continued production.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Aug 29, 2013
Aug 3, 2013
Currency Exchange Loss:
May 17, 2014