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Maria Vicenta
Maria Vicenta is 30 years old, married, and has 2 children who study at the local elementary school. She lives with her husband and children. She is an agricultural worker and has been doing this work for a long time, ever since her father taught her to work the land, sowing and harvesting potatoes when she was very young. Together with her husband, she grows corn and beans. She has her own land, thanks to an inheritance that her mother left her. Her land is a 15 minute walk from her house. Her clients are the people who live in the area and they work as intermediaries who sell the products at other markets.

She has requested a loan from COMIXMUL communal bank with which she plans to buy certified potato seeds, manure, and fertilizers to protect and safeguard her crops.

Her future plans are to produce higher quantities of crops so that she can offer her clients a higher volume and be able to supply a market that she cannot provide for right now. Her dreams as a mother are to be able to pay for her children’s education and send them to a university where they can fulfill their potential in the future.
View original language description ↓
Doña María Vicenta tiene 30 años de edad es casada y madre de 2 hijos los cuales estudian en una escuela de la comunidad con un grado de educación primaria incompleto y junto a su esposo y sus dos hijos vive el padre. Ella es agricultora desde hace mucho tiempo siendo su padre quien le enseñara a trabajar la tierra en lo que es el cultivo y siembra de papa a muy temprana edad y en compañía de su esposo cultivan maíz y frijol. El terreno es propio gracias a una herencia que le dejo su madre el cual está a 15 minutos de camino. Sus clientes son las mismas personas de la zona quienes sirven como intermediarios en otros mercados.

Ella ha solicitado a la cooperativa COMIXMUL un financiamiento con el cual planea comprar semilla de papa certificada, abono y fertilizantes para dar protección y seguridad a sus cultivos.

Sus planes a futuro es producir en cantidad ofreciendo a sus clientes volumen y abarcando un mercado que aún no está cubriendo. Sus sueños como madre es poder apoyar a sus hijos en sus estudios y enviarlos a la universidad para que ellos puedan autorrealizarce en una etapa de sus vidas.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 83
    View loans »
    Honduras Loans Fundraising
  • $8,816,850
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Maria Vicenta to buy certified potato seeds, manure and fertilizer for her crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jul 24, 2013
Listed
Jul 29, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014