One of the members of Dúo Solidario "En Victoria de San Lorenzo" Group is Zoila Rosaura, 27, who has four chidlren. She has been earning a living for ten years selling cosmetics by catalogue. The loan she is requesting is to buy cosmetics and clothing (women's pants, blouses, socks, knitwear, and beachwear) since there is much demand among her customers. She is requesting your support so she can sell a wider variety of cosmetics and clothing. Kiva is known for helping people get ahead in their businesses and she hopes to receive your support for which she is grateful.
Dúo Solidario “En Victoria de san Lorenzo” esta dpuo esta integrado pora la señora Zoila Rosaura de 27 años, ella tiene 4 hijos ella se dedica a la venta de cosméticos por catalogo se dedica a esta actividad desde hace 10 años y esta solicitando un crédito para poder invertir en la compra de cosmeticos y en la compra de ropa de vestir (pantalones para dama, blusas, calcetines, calcetas, playeras) ya que tiene una gran demanda por sus clientes y solicitan su apoyo ya que de esta forma ella podra vender mas variedad en productos de cosmeticos y como tambien en ropa, esta muy contenta ya que Kiva se a caracterisado por ayudar a las personas que nececitan salir adelante en su negocio y ella espera que le puedan ayudar desde ya les agradese su atencion prestada.
FAPE, the Foundation for the Assistance of Small Businesses, is a nonprofit, socially-minded institution that provides loans to micro-entrepreneurs across Guatemala.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.