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Hector Ernesto
Hector, 35, lives in the city of Ica in the Tinguiña District. Every day he gets up early to work as a motor-taxi driver, to earn enough income to cover household expenses and provide for his family, especially his small children. Hector works around nine hours and attends to up to 20 customers a day. He believes business is going well for him because he is very kind to customers and responsible when he drives.

Hector is very grateful to Kiva lenders because thanks to their support he will be able to buy construction materials such as cement, iron and other supplies to continue building his house out of solid materials. This will give him a better quality of life and more safety for his family, and allow him to continue striving to reach his goal of "Having a taxi company".
View original language description ↓
Hector tiene 35 años de edad, vive en la ciudad de Ica, en el distrito de la Tinguiña. Cada di se levanta muy temprano para poder trabajar como chofer de mototaxi, oficio con el cual puede obtener ingresos para poder solventar los gastos del hogar y poder sacer adelante a su familia, en especial por sus hijos que son muy pequeños. Cada día Hector trabaja alrededor de 9 horas y puede atender hasta 20 clientes al día; el cree que está saliendo adelante porque es muy amable con los clientes y sobre todo porque es responsable cuando conduce.

Hector esta muy agradecido con los prestamistas kiva ya que gracias al apoyo que le han brindado el podrá comprar materiales de construcción como cemento, fierros, entre otros y podrá seguir construyendo su vivienda de material noble, lo cual le permitirá tener una mejor calidad de vida y brindar más seguridad a su familia, así el podrá seguir luchando para poder hacer realidad su más grande sueño:”Tener una empresa de taxis”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 151
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Hector Ernesto to buy construction materials.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 25, 2013
Jul 29, 2013
Currency Exchange Loss:
Mar 10, 2015