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Ana Aracely
29-year-old Ana Aracely is a fighter. She studied elementary education, however she could not complete her schooling as she is a single mother of two children.

Early each morning, she accompanies her brother to the countryside where they cultivate vegetables (potatoes, broccoli and cauliflower). They are the only ones who farm there. They market their produce through intermediaries who come to the area. Their neighbors and friends are familiar with their produce. However, like all businesses, planting and cultivation is not without its risks which are crop pests and fluctuations in market prices. The land that Ana Aracely farms with her brother is around a 20 minute walk from her home.

Ana Aracely is requesting the assistance of a loan to buy fertilizer, manure and other supplies that will protect their crops from insects, pests, etc. This will help ensure a good crop harvest and help them to increase their profits.

Her future goal is to buy another plot of land so that she can grow more vegetables and offer a wider variety to her customers. However, her priority is to see her children have a better education, so that they can become professionals and have a better future.
View original language description ↓
Ana Aracely es una joven de 29 años de edad luchadora con un grado de escolaridad de primaria no completada madre soltera de 2 hijos. Muy temprano por la mañana en compañía de su hermano se va hacia el campo a trabajar la agricultura en lo que es la siembra de hortalizas (papa, brócoli y coliflor) siendo ellos los únicos que se involucran en las actividades del campo. Su producto es comercializado a través de intermediarios que llegan a la zona, vecinos y amigos que conocen de su producto; pero como toda siembra y cultivo no deja de tener riesgo siendo estos las plagas y la variación de precios en el mercado. El terreno que en compañía de su hermano trabaja está a una distancia de 20 minutos de camino al cual se trasladan diariamente a pie.

Actualmente solicita ayuda para poder comprar abono, fertilizantes entre otros insumos que protegerán sus cultivos de bichos, plagas, etc. por medio de esto ella podrá asegurar sus cultivos y obtener una mejor ganancia del mismo.

Su metas a futuro es comprar una parcela más de tierra con las ganancias para poder cultivar más hortaliza y poder brindar una variedad a sus clientes para su compra/venta; pero la prioridad de ella es ver a sus hijos convertidos en profesionales teniendo una mejor educación y a sí mismo un mejor futuro.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 23
    View loans »
    Honduras Loans Fundraising
  • $8,480,275
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Ana Aracely to buy fertilizer, manure and other supplies for her potato crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jul 24, 2013
Listed
Jul 28, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014