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Maria Lourdes

Update on Maria Lourdes

Maria is a native of Estelí. She is a merchant who owns her own "pulpería" [small convenience store].

She is grateful to Kiva because she was able to use her first loan to stock her business. Things have gone well, her sales improved and she was able to satisfy the demand she had.

She now requests a new loan to purchase products such as basic grains, rice, beans, sugar and oil; and cosmetics.

Her goal for the future is to have the best "pulpería" in the area and to improve her income.
View original language description ↓
Doña Maria es originaria de Estelí. De oficio comerciante, es dueña de pulpería. Ella esta agradecida con kiva ya que su primer crédito lo utilizo para surtir su negocio, le ha ido muy bien, sus ventas mejoraron, logro satisfacer las demandas que tenía.
Ahora ella está solicitando este nuevo crédito para comprar productos tales como: granos básicos, arroz, frijol, azúcar, aceite y cosméticos. Su meta futuro es tener la mejor pulpería de su sector y obtener mejores ingresos.

Previous Loan Details

Maria is 42 years old. She is from Estelí, and is married and the mother os a 21 year old son. She works as a merchant, selling groceries from a store she has owned for 2 years. She started in this type of business with her own capital, money her husband gave her to set up her own business. She h... More from Maria Lourdes's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

Tags

About Nicaragua

  • $4,800
    Average annual income
  • 103
    View loans »
    Nicaragua Loans Fundraising
  • $24,738,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Maria Lourdes to purchase products such as grains, rice, beans, sugar, oil and cosmetics.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 12, 2013
Listed
Jul 28, 2013
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2014
This photo was used before for a previous loan for Maria Lourdes. It was first posted on Kiva on Jan, 2013. Learn More