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Claudia Yesenia
Claudia, 31, currently lives with her husband and is the mother of a newborn baby. She lives in a modest house that she owns. She's a very enterprising and innovative woman who's always known for realizing her goals and objectives.

She has lived in her home for three years and very much wants to be able to improve it because she wants to buy the rights to potable water and electricity. She also wants to improve her house somewhat so she and her family have no limitations.

Currently Claudia sells tortillas and fruit. She's a woman who strives and always sells what she plans to in a day. The only thing she wants is to receive the previously mentioned benefits, so she's asking FUSAI for a loan to buy bricks, sand, potable water service, and electric wiring.

She wants with all her heart for her dream to come true so she can live in peace and have no limitations for living her life happily in her home.
View original language description ↓
Claudia de 31 años de edad, actualmente vive con su esposo y es madre de un recién nacido. Actualmente vive en casa humilde pero propia. Es una mujer muy emprendedora, audaz que siempre se caracteriza por cumplir sus metas y objetivos a seguir. Tiene ya 3 años de vivir en su hogar y desea mucho poder mejorarla pues desea comprar derechos de agua potable y de luz eléctrica, además mejorar un poco su hogar, para que no tengan limitantes ella y su familia. Actualmente claudia trabaja vendiendo tortillas y a la vez vende fruta es una mujer muy luchadora que siempre vende lo que en el día se propone, lo único que ella desea es obtener los beneficios antes mencionados es por eso que solicita a FUSAI un préstamo donde le permitan comprar: ladrillos, arena, el servicio de agua potable y los cables de luz eléctrica. Desea de todo corazón que su sueño se pueda cumplir, así ella podrá vivir en paz ya que no tendrán limitantes para vivir su vida feliz en su hogar.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 653
    View loans »
    El Salvador Loans Fundraising
  • $26,132,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Claudia Yesenia to buy bricks, sand, potable water service, and electric wiring.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 3, 2013
Jul 28, 2013
Currency Exchange Loss:
Oct 25, 2013