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Luzmida Lizbeth
Luzmida, 39, is married and has two children. She has sold handicrafts for three years.

Currently she sells in her mother's house because the space where she used to sell is in bad shape. She plans to improve it and continue selling, though. Before she became a merchant she only studied and helped with the housework. When she decided to get together with her partner, she had no other option than to make a living in sales to earn an income and cover her family necessities, because she didn't feel good about being with her mother and depending on her income.

The loan she's requesting from Fundación Campo is to buy four metal panels for the doors and windows, two sheets of corrugated metal for part of the roof, and seven pairs of hinges. She'll invest the rest of the loan in paying for skilled and unskilled labor.

This is how she plans to improve her space to continue with her business.

With the construction of her space she'll keep her merchandise organized and also have more space in her house to get together with her family and for the children to play. She'll also improve her income and have a better life with regard to household necessities, health, housing, education, and clothing.

She said that in the future, to improve her income, she wants to buy merchandise that she doesn't have right now in her business. Also, she and her life partner have been planning for several months to sell their automobile and buy a better one for transportation, because he's a fruit vendor.
View original language description ↓
Luzmida es una joven de 19 años de edad, esta acompañada y tiene dos hijos. Desde hace 3 años es comerciante de artesanias. Actualmente, vende en la casa de su mamá porque tiene en malas condiciones el local donde vendía antes pero pretende mejorarlo y continuar su venta. Antes de ser comerciante se dedicaba a estudiar nada más y ayudaba en los oficios de su casa. Cuando decidió acompañarse no le quedó otra opción que dedicarse a comerciar para obtener ingresos y cubrir sus necesidades familiares pues ya no se sentía bien estar con su madre y estar dependiendo de sus ingresos.
El préstamo que esta solicitando a Fundación Campo, es para comprar 4 pliegos de lámina lisa que utilizará para las puertas y ventanas, comprara además 2 pliegos de lámina para una parte del techo, 7 pares de bisagras y el resto del financiamiento lo invertirá en pago de mano de obra calificada y no calificada. Y con el resto del financiamiento surtirá más su negocio de venta de artesanias.
Es de esta forma, como ella pretende mejorar su local para continuar con su negocio.
Con la construcción de su local mantendrá la mercadería más en orden así tendrá más espacio en su casa, como para reunirse en familia y para que los niños tengan más espacio para recrearse, además mejorara sus ingresos y tener una vida mejor en cuanto a las necesidades del hogar, salud, vivienda, educación, vestuario.
En el futuro comento que quiere comprar mercadería que actualmente no tiene en el negocio y así mejorar sus ingresos, además desde hace meses a planeado junto a su compañero de vida, vender el automóvil que tienen y comprar uno mejor para transportarse pues su compañero de vida es vendedor de frutas.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 471
    View loans »
    El Salvador Loans Fundraising
  • $23,095,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Luzmida Lizbeth to buy construction materials and to pay for labor.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 3, 2013
Listed
Aug 7, 2013
Currency Exchange Loss:
N/A
Ended:
Jan 17, 2014