Jonathan is a Kiva borrower who is aged 59. He is married and has 6 children aged between 10 and 23 years. He describes himself as focused. He has taken a loan of KES 25,000 to buy a solar panel and a solar battery for lighting his house. They have no access to electricity at their house hence the need for solar lighting. They will be able to access light at night and reduce expenses by not buying kerosene. They will also be able to charge their mobile phones with the panel. He runs a retail shop to earn an income. This is his first loan with SMEP DTM. He hopes that in future he will be able to access electricity in his home.