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Vida's Group
In this Group: Vida , Richlove
Vida, who is in 33 years, is married with two children who are in school. She is doing fine with her family. For six years now, Vida has been managing a small grocery store where she sells fruit drinks, coca-cola, biscuits and distilled bottled water. She works from 7:00 a.m. to 8:00 p.m. daily and is able to make a very good profit per month.

This will be her fifth loan request from ID-Ghana. She will use the loan to restock her shop with more fruit drinks, coca-cola, biscuits and distilled bottled water and sell to her customers. Vida dreams that one day she will be able to open a big wholesale shop selling groceries.

Vida is requesting a loan together with Richlove.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 26
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 2.1
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Vida's Group's $975 loan helped a member to restock her shop with more fruit drinks, coca-cola, biscuits and distilled bottled water.
99% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 18, 2013
Aug 7, 2013
Currency Exchange Loss:
Feb 17, 2014