The women of the group Benkadi are on their first solidarity loan, which will be used to purchase their merchandise.
This client, Sali, who is standing at the right in the photo, intends to purchase 50 kg of onions, 10 kg of garlic, and 25 kg of salt. The purchases are made each week at the market. These products will be sold retail with the aim of making a weekly profit of 7,500 francs CFA. This profit will be used for certain family expenses and to make the loan payments.
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font essentiellement le commerce de condiments et d’habillements.
Les femmes du groupe Benkadi sont à leur premier prêt solidaire qui sera utilisé pour acheter leurs marchandises.
La cliente Sali la personne à droite dans le rang des debout, compte acheter 50 kg d’oignon, 10kg de l’ail et 25kg de sel. L’achat se fait chaque semaine au marché. Ces produis seront vendus en détail en vue de réaliser un bénéfice par semaine 7.500FCFA.
Ce bénéfice est utilisé pour certaines dépenses de la familiale et pour les échéances du prêt.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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