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Angélica Virginia
The Republic of Ecuador Communal Bank meets every 15 days in the city of Manta. Manta is known for its beautiful beaches that are highly visited throughout the year and for being a beautiful city without equal, with many tourist attractions.

Angélica lives in this city. She is 33 years old and she lives in a common law marriage from which she has three children who are 9, 4 and 3 years old. The two older children study in school and kindergarten. Her husband is a security guard.

Angélica works selling products from Avon and Belcorp (beauty products, cosmetics, perfumes and accessories for women). Her method of sales is door to door. She works every day, mostly in the morning hours because those hours are the easiest for her routes because her children are in school. She only has to bring the youngest child with her. She sells on credit and is paid on a weekly basis. She has been doing this work for 6 years. With her earnings she can pay for certain expenses for the schooling of her children that her husband cannot afford based on his earnings.

She will use this loan to buy perfumes, costume jewelry, cosmetics and creams. She has been in the Communal Bank for 2 years and she likes it because of the help the loans provide her. Her dream is to improve the lives of her children.
View original language description ↓
El Banco Comunal República Del Ecuador se reúne cada 15 días en la ciudad de Manta, ciudad conocida por sus hermosas playas que son muy visitadas en toda época del año y por ser una ciudad con una belleza sin igual con muchos atractivos turísticos.

En este lugar vive la señora Angélica, tiene 33 años de edad y mantiene una relación de unión libre de la cual tiene tres hijos de 9, 4 y 3 años, los dos mayores estudian en escuela y jardín de infantes. El marido es guardia de seguridad.

Doña Angélica se dedica a la venta de productos Avon y Belcorp (artículos de belleza, cosméticos perfumería y accesorios para damas). Su forma de venta es puerta a puerta, trabaja todos los días más que todo en las horas de la mañana ya que a esas horas le resulta más fácil realizar sus recorridos porque sus hijos están en la escuela y solo tiene que llevar al más pequeñito, ella deja a crédito y cobra semanalmente. Lleva 6 años en esta actividad con la cual puede pagar ciertas cosas de los estudios de sus hijos y que con lo que gana su marido no les alcanza.

Este crédito lo va a emplear en comprar perfumes, bisutería, cosméticos y cremas. Está en el Banco Comunal 2 años y le gusta por la ayuda que le brindan los créditos.

Su sueño es darles lo mejor a sus pequeños.

About Ecuador

  • $10,200
    Average annual income
  • 43
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Angélica Virginia to buy perfumes, costume jewelry, cosmetics and creams.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 15, 2013
Listed
Jul 28, 2013
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2014