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Emperatriz
The República Del Ecuador Communal Bank meets every 15 days in the city of Manta, which is known for its beautiful beaches which are visited year-round, as well as for being a city of incomparable beauty with many tourist attractions.

This is where Emperatriz lives. She is 48 years old and she is in a civil union which has produced four grown children who live at home. Her partner is a master builder.

Emperatriz is a homemaker who sells clothing and Avon products (beauty products, cosmetics, perfume, and ladies' accessories) to make her own income and to help her husband with the household expenses. She sells door-to-door in her free time and she leaves her products on credit, collecting every eight or fifteen days depending on her customers' preferences. She has been in this business for over 10 years and it is going very well for her.

This loan is to buy clothing, perfume, creams, and cosmetics. This is her fourth cycle with the communal bank and she likes it because the loans are quick and they help her a lot.

Her dream is to continue with this.
View original language description ↓
El Banco Comunal República Del Ecuador se reúne cada 15 días en la ciudad de Manta, ciudad conocida por sus hermosas playas que son muy visitadas en toda época del año y por ser una ciudad con una belleza sin igual con muchos atractivos turísticos.

En este lugar vive la señora Emperatriz, tiene 48 años de edad y mantiene una relación de unión libre de la cual tiene cuatro hijos mayores de edad que aun viven en su casa. El marido es maestro constructor.

Doña Emperatriz es un ama de casa que para obtener sus propios recursos y con esto ayudar a su esposo en los gastos del hogar se dedica a la venta de ropa y productos de Avon (productos de belleza, cosméticos, perfumería y accesorios para damas). Su forma de venta es puerta a puerta en los ratos libres, deja sus productos a crédito y cobra cada ocho o quince días dependiendo de cómo deseen sus clientes. Lleva más de 10 años dedicada a esta actividad y le va muy bien.

Este crédito es para comprar ropa, perfumes, cremas y cosméticos. Este es el cuarto ciclo en el Banco Comunal y le gusta porque los créditos son rápidos y le ayudan mucho.

Su sueño es seguir adelante.

About Ecuador

  • $10,200
    Average annual income
  • 25
    View loans »
    Ecuador Loans Fundraising
  • $22,853,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Emperatriz to buy clothing, perfumes, creams, and cosmetics.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 15, 2013
Listed
Jul 28, 2013
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2014