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Restauracion Group
In this Group: Kelin Vanessa, Marvell Veronica, Fatima Lorena
This group is made up of three enterprising members, one of whom is Marvell, 34. She is in a common-law marriage with two children, ages 8 and 13. For six years, she has had a business selling nacatamales, a typical Nicaraguan dish made of filled corn dough wrapped in plantain leaves. She sells her products in her community. She has applied for a loan to invest in a bookstore where she will sell school supplies such as notebooks, pencils, pens, card stock, crepe paper, etc.

Fátima, 33, has a business selling tortillas. Kelin, 21, makes a living selling nacatamales.
View original language description ↓
El grupo esta formado por tres socias emprendedoras una de ellas es Marvell mujer de 34 años de edad, acompañada, con dos hijos menores de 13 y 8 años. Su negocio es la venta de nacatamales desde hace 6 años, sus productos los comercializa en su comunidad. El crédito lo solicita para invertir en una librería y vender artículos escolares como cuadernos, lápices, lapiceros, cartulinas, papel crepe. Etc. Fátima mujer de 33 años y se dedica al negocio de venta de tortillas y Kelin tiene 21 años y se dedica a la venta de nacatamales.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Restauracion Group's $1,125 loan helped a member to buy products for her bookstore, such as notebooks, pencils, pens, card stock, crepe paper, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 27, 2013
Aug 17, 2013
Currency Exchange Loss:
Jan 18, 2014