Esperanza 2010 Group
This loan will benefit small micro-entrepreneurs such as Victoria. She says that she joined Pro Mujer six loan cycles ago. She joined the group at the invitation of a consultant from the institution, who came to visit her at her home. Currently, she has a business selling fish. She said that she began this business on the advice of a relative who taught her how to sell this product.
The loan that she will take out now is to increase her merchandise by buying fish, which she will acquire wholesale in the markets in the city of El Alto. After that, she will sell it at her place of business. This type of work lets her generate income in order to support her household as best as she can, given that she is single and has a child.
When asked what she liked about Pro Mujer, she replied that she likes the training sessions offered.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Victoria es integrante, ella indica que hace seis ciclos que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de pescado; da a conocer que este negocio lo emprendió por el concejo de un familiar quien le enseño la forma de venta de este producto.
El crédito que ahora sacará es para el aumento de su mercadería (compra de pescado) que adquirirá de las ferias de la Ciudad de El Alto, por mayor, y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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