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Chispa Group
In this Group: Sonia Lizzeth, Yamileth Del Socorro, Luis Antonio
This group is made up of three members. One is Sonia, 48 years old, who has been selling bananas and used clothing for a year. She and her partner have three children 18, 19, and 20 years old. Her eldest daughter helps her buy and sell the merchandise. She will use this loan to buy bundles of assorted clothing, jeans, men's shirts, and so on. Yamileth is 32 years old and makes a living selling tortillas, cooked beans, cream, and yogurt. Luis is 42 years old and sells vegetables.
View original language description ↓
Este grupo formado por tres socios emprendedores una de ellas es Sonia mujer de 48 años de edad, su negocio es la venta de plátano y venta de ropa usada desde hace un año, es acompañada, tiene 3 hijos de 18,19 y 20 años consecutivamente, su hija la mayor le ayuda a comprar la mercadería y a comercializarla, este crédito lo invertirá en la compra de pacas de ropa mixtas, paca de pantalón jean, paca de camisas de varón etc. Yamileth tiene 32 años de edad y su negocio es la venta de tortilla, frijoles cocidos, crema, cuajada y Luis tiene 42 años de edad y su negocio es la venta de verduras.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Chispa Group's $625 loan helped a member to buy bundles of assorted clothing, jeans, men's shirts, and so on.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 28, 2013
Aug 17, 2013
Currency Exchange Loss:
Nov 17, 2013