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Andres Fidel

Update on Andres Fidel

Andres is 25 years old and he is in a common-law relationship. He has one child and lives with his partner and their child in the precinct of Terrenal in the canton of Pueblo Viejo, in the province of Los Ríos.

He is originally from Terrenal, which is in the precinct of Terrenal in the canton of Pueblo Viejo. He makes a living in livestock and agriculture. In agriculture, he works planting corn and rice.

With this loan, he will be able to buy supplies like fertilizers, compost, and pesticides to prevent pests and diseases. He makes his purchases in the city of Pueblo Viejo.

His dream is to buy a plot of land where he can build a house. In his free time, he likes to watch the news on TV.
View original language description ↓
Andres tiene 25 años de edad de estado civil Unión Libre tiene un hijo vive con la compañera y con el hijo en el Recinto Terrenal perteneciente al Cantón Pueblo Viejo Provincia de Los Ríos.

Pertenece a la Ventanilla TERRENAL se encuentra ubicada el recinto TERRENAL, perteneciente al cantón Pueblo Viejo se dedica a labores agrícolas y pecuarias.

Andres se dedica a la agricultura a la siembra de maíz y arroz. Con el crédito podrá comprar insumos como: fertilizantes, abonos, insecticidas para evitar las plagas y enfermedades. Las compras las realiza en la ciudad de Pueblo Viejo.

El sueño es comprar un solar para construir una casa, en los tiempos libres le gusta ver las noticias en la letelevision

Previous Loan Details

Andres is 25 years old and has a child with his partner. He lives with them in Recinto Terrenal in the canton of Pueblo Viejo, Los Ríos Province. He is originally from Terrenal in the canton of Pueblo Viejo too. Andres makes a living in agriculture and livestock. He works growing corn and ri... More from Andres Fidel's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,200
    Average annual income
  • 35
    View loans »
    Ecuador Loans Fundraising
  • $23,451,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Andres Fidel to buy fertilizers, compost, and pesticides to prevent pests and diseases.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 28, 2013
Listed
Jul 27, 2013
Currency Exchange Loss:
N/A
Ended:
Jan 20, 2014