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Liana
A teacher since 2005, Liana has been involved in agriculture for many years. She lives with her husband, her mother-in-law and two school age-children in the small village of Khdranc.

In order to overcome financial difficulties, the family started to breed cattle years ago. Now, due to their hard work, they keep livestock that includes chickens, pigs and calves.

As a teacher's salary in the village is not enough for covering the family's costs, agriculture is the only other source of income for Liana and her family members.
Now, with a lot of plans, Liana has applied for this loan to increase her livestock with two cows and a calf. She hopes that Kiva lenders will support her farming business and the loan will help the family to live a better life.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,400
    Average annual income
  • 92
    View loans »
    Armenia Loans Fundraising
  • $12,373,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $3,000 helped Liana to pay for two cows and a calf.
73% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 2, 2013
Listed
Jul 31, 2013
Currency Exchange Loss:
N/A