Mariam (the woman sitting in the middle of the photo) sells condiments, fruit and vegetables of all kinds at Kalaban Coro. She plans to use her loan to buy two sacks of beans. She gets her supplies in the market from stallholders from neighboring villages. She resells for cash at Kalaban Coro to a customer base made up essentially of women. Mariam hopes to make an average monthly profit of 40,000FCFA with this loan and will use the profits to reinvest in her business and provide for her family's needs.
Dans le but d’augmenter leurs fonds de commerce, les membres du groupe ont décidé de collaborer avec Soro Yiriwaso et sont à leur 1ercycle de prêt solidaire.
Madame Mariam (la femme assise au milieu) est une vendeuse de condiments et fruits et légumes de toutes sortes à Kalaban Coro. Elle compte utiliser son prêt pour acheter 2 sacs de haricot. Elle s’approvisionne dans leur marché avec les forains des villages voisins. La revente se fait au comptant à Kalaban Coro à une clientèle composée majoritairement de femmes. Madame Mariam espère réaliser avec ce prêt un bénéfice mensuel moyen de 40 000 FCFA qui sera utilisé pour être réinvesti dans l’activité et subvenir aux petits besoins de sa famille.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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