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Fatime, a hardworking villager lady, is applying for a loan for the first time.

Here it is what Fatime said during her interview with the loan officer: “I grew up in a different era when loans never existed and the fact that I was never blessed with children so that I could learn from them, kept me ignorant completely, I guess. I always tried to spend as much as I had. Cash in and out. That was it. But I also had this desire to make more, though, because the income I was generating from the livestock type of thing was something, but not really enough for me and my husband. So, when I heard of such loans from the staff of VisionFund Albania explaining it in details, I gave it a thought and I called them back for some more clarifications. And here we are together today discussing to finalize my request about this loan."

Fatime wants to add another dairy cow to increase her income.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's new startup loan program to help entrepreneurs with limited financial possibilities to start up a new business or restart a business that was closed due to lack of working capital.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 35
    View loans »
    Albania Loans Fundraising
  • $2,885,025
    Funds lent in using Kiva
  • 106.2
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Fatime to add one more dairy cow so that she generates an income for her and her husband.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 23, 2013
Jul 30, 2013
Currency Exchange Loss:
Feb 20, 2015