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Khalid Javaid
Khalid is a 45-year-old married man, living in the area of Lahore, Pakistan, along with his family. He is the father of seven children. Three of them go to school and one of his sons helps him in cattle farming.

He is a cattle trader and does most of his trading from within his home area. He raises cattle in his yard at home and sells them at a local market. He has to feed each calf till it is one or two years old and is grown up and healthy, which is a very lengthy and expensive procedure. Fetal diseases are the major challenge for him.

A few days ago, his one healthy cow died due to fetal disease. He has been increasing the cattle through breeding from that cow, but now his breeding procedure has ended badly.

Khalid wants to buy a cow to keep constant the breeding procedure but he already invested his all savings into his current cattle farm. He does not have a sufficient amount to buy a cow for breeding.

Our field partner met with him and let him know about all the terms and condition of Kiva and its field partner BRAC Pakistan. He agreed with our repayment schedule and signed happily all the necessary documents.

He hopes that he will pay all the installments on time. With the profit, he will buy fodder for the cattle and care for them against diseases.

Khalid is very pleased after taking this loan and thankful to BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 362
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 100.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Khalid Javaid to buy a cow for breeding.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 22, 2013
Jul 30, 2013
Currency Exchange Loss:
Sep 3, 2014