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Mary Joy
Mary Joy is married and has one child. She is 29 years old and lives in Poblacion, Titay, Zamboanga Sibugay. Mary Joy owns and operates her big sari-sari (variety) store to earn a living and has had this business for three years. Each month, she earns PHP 150,000 from her business. She has applied for a loan of PHP 50,000 for additional capital, to buy more groceries to sell. Mary Joy has been a member of PMPC for two years. In the future, Mary Joy hopes to expand her business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1639
    View loans »
    Philippines Loans Fundraising
  • $59,060,350
    Funds lent in using Kiva
  • 43.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Mary Joy to add additional capital to her business and buy more groceries to sell and make better profits.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 25, 2013
Jul 30, 2013
Currency Exchange Loss:
Jan 17, 2014