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Elsie is 44 years old and married with six children, two in school.

Elsie works hard to provide for her family. She runs a business selling bananas and charcoal in the Philippines. She has requested a PHP 19500 loan through NWTF to buy additional stocks of bananas and charcoal to sell.

Elsie has borrowed and repaid 19 loans from NWTF before this loan. She has been running the banana and charcoal business for 12 years and also earns an income from selling coconut wine.

Elsie aspires to save money to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1848
    View loans »
    Philippines Loans Fundraising
  • $60,929,450
    Funds lent in using Kiva
  • 43.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Elsie to buy additional stocks of bananas and charcoal to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 18, 2013
Jul 29, 2013
Currency Exchange Loss:
May 17, 2014