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Sin Límites  (Cuenca) Group
In this Group: María Fabiola, Carmen Del Pilar, Angelica María, Hortencia Elizabeth*, Catalina Elizabeth, Rosa Amable, Jomira Lilibeth*, Carmita Raquel, Elsa Marina, Cecilia Patricia
* not pictured
The group Sin Limites is comprised of 10 women that are friends and relatives. They live in the city of Cuenca, which is surrounded by natural beauty, its architecture is a mix of colonial and modern, it has 4 rivers marking its boundaries, and its gastronomy is varied so that all visitors can find food that they enjoy. The people of the city maintain the culture and traditions of the villages. The people are hard-working and their main goal is to help their families get ahead so that they can provide a better future for their children.

One of the members of this group is Fabiola. This is her fourth loan as a member of the Sin Limites group. She likes the group because of its companionship, friendship, and the strong bond between the members.

Fabiola is 36 years old, she is married, and she has four children that are 14, 12, 4 and 1 years old. The two oldest children are in high school and her 4 year-old is in kindergarten. Her husband is a craftsman and works in the family business. They do not own their own home but instead rent.

Fabiola works in the family business. For the past year, she has been making chocolate. She works every day without a set schedule, as her work depends on the orders that she receives.

With this loan she will invest in the purchase of cocoa.

Her ultimate goal is to grow her chocolate business.
View original language description ↓
El grupo de crédito Sin Limites está formado por 10 mujeres que son amigas y familiares, viven en la ciudad de Cuenca, esta ciudad está rodeada de mucha belleza natural, su arquitectura es una mezcla de lo colonial y lo moderno, esta bañada por 4 ríos, su gastronomía es muy variada por lo que cautiva el paladar de quienes la visitan. Su gente mantiene la cultura y tradiciones de sus pueblos, es muy trabajadora ya que su principal meta es sacar en adelante sus familias y brindarles un mejor futuro a sus hijos.

Una de las socias de este grupo es la Señora. Fabiola, está realizando su cuarto crédito a lado de sus amigas del grupo de crédito Sin Límites, le gusta su grupo por el compañerismo, la amistad y la unión de todas sus socias.

La Señora Fabiola tiene 36 años, es casada y fruto de su unión conyugal ha concebido 4 hijos de 14, 12, 4 y 1 año de edad, sus dos primeros hijos estudian en el colegio y su tercer hijo este año ingresa al jardín de infantes. Su esposo es artesano y se dedica al negocio familiar, no tienen casa propia por lo que viven arrendando.

Doña Fabiola se dedica al negocio familiar, ellos elabora chocolate desde hace un año, trabaja todos los días sin horario ya que todo depende de los pedidos que tengan.

Su nuevo crédito lo va a invertir en la compra de cacao.

Su meta es agrandar más su chocolatera.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 14
    View loans »
    Ecuador Loans Fundraising
  • $22,516,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Sin Límites (Cuenca) Group's $4,200 loan helped a member to buy cocoa.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 9, 2013
Listed
Jul 27, 2013
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2014