Sin Límites (Cuenca) Group
One of the members of this group is Fabiola. This is her fourth loan as a member of the Sin Limites group. She likes the group because of its companionship, friendship, and the strong bond between the members.
Fabiola is 36 years old, she is married, and she has four children that are 14, 12, 4 and 1 years old. The two oldest children are in high school and her 4 year-old is in kindergarten. Her husband is a craftsman and works in the family business. They do not own their own home but instead rent.
Fabiola works in the family business. For the past year, she has been making chocolate. She works every day without a set schedule, as her work depends on the orders that she receives.
With this loan she will invest in the purchase of cocoa.
Her ultimate goal is to grow her chocolate business.
Una de las socias de este grupo es la Señora. Fabiola, está realizando su cuarto crédito a lado de sus amigas del grupo de crédito Sin Límites, le gusta su grupo por el compañerismo, la amistad y la unión de todas sus socias.
La Señora Fabiola tiene 36 años, es casada y fruto de su unión conyugal ha concebido 4 hijos de 14, 12, 4 y 1 año de edad, sus dos primeros hijos estudian en el colegio y su tercer hijo este año ingresa al jardín de infantes. Su esposo es artesano y se dedica al negocio familiar, no tienen casa propia por lo que viven arrendando.
Doña Fabiola se dedica al negocio familiar, ellos elabora chocolate desde hace un año, trabaja todos los días sin horario ya que todo depende de los pedidos que tengan.
Su nuevo crédito lo va a invertir en la compra de cacao.
Su meta es agrandar más su chocolatera.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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