Las Mañaneras Group
This loan will benefit these small businesses. Pascuala says that she has been part of Pro Mujer for five loan cycles. She joined at the invitation of a promoter who visited her at home. She currently has a business selling vegetables. She tells us that she learned this business several years ago when she saw how widely this product is sold.
This loan is for an increase in working capital (the purchase of vegetables) which she will acquire in the markets of the city of El Alto, wholesale. She will then sell the produce in her sales space. This work allows her to generate an income in order to maintain her household where possible; she is married and has three children.
When asked what she likes about Pro Mujer, she responded that she likes the health space.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Pascuala es integrante, ella indica que hace cuatro ciclos que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de verduras; cuenta que este negocio lo aprendió hace varios años atrás al observar la amplia comercialización de este producto.
El crédito que ahora sacará es para el aumento de capital (compra de verduras) que adquirirá de las ferias de la Ciudad de El Alto, por mayor, y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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