Unión 3Ks Group
Betty is one member of this group. She has been involved with the Pro Mujer institution since a representative showed up at her door inviting her to join two years ago. She currently runs a general store, which she opened a few years ago after spotting the need for it in her neighborhood. With the loan Betty is requesting, she will increase her stock of merchandise, buying rice, noodles, and sugar in bulk from stores in the city El Alto. Later she will sell these products in her store. This business allows Betty to generate income for her household. She is divorced and has one son. When asked what she likes about working with Pro Mujer, she answers that she likes the focus on health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Betty es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tienda de barrio; cuenta que este negocio lo aprendió hace varios años atrás al observar la necesidad que tenía sus vecinos.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, fideo, azúcar) que adquirirá de las tiendas de la Ciudad de El Alto, por mayor, y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es divorciada y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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