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Unión 3Ks Group
In this Group: Betty, Leidy, Sandra Isabel, Faustino , Ilda, Petrona Victoria, Ninoska, Amalia
The communal bank group "UNIÓN 3KS” is beginning its fifth loan cycle in Pro Mujer, as part of the Central Focus on Collpani. This group is made up of eight members and is governed by a board of directors, of which Betty is the president. The businesses this group's members run are various and include chicken sales, a general store, apron sewing, CD sales, blanket weaving, and coat sewing. The loan this group is requesting will benefit small business owners.

Betty is one member of this group. She has been involved with the Pro Mujer institution since a representative showed up at her door inviting her to join two years ago. She currently runs a general store, which she opened a few years ago after spotting the need for it in her neighborhood. With the loan Betty is requesting, she will increase her stock of merchandise, buying rice, noodles, and sugar in bulk from stores in the city El Alto. Later she will sell these products in her store. This business allows Betty to generate income for her household. She is divorced and has one son. When asked what she likes about working with Pro Mujer, she answers that she likes the focus on health.
View original language description ↓
La A.C. “UNIÓN 3KS” iniciará el quinto ciclo en Pro Mujer, como parte del Centro Focal de Collpani, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Betty es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: confección de polleras, tienda de barrio, costura de mandiles, librería, venta de CD’s, tejido de mantas, costura de chamarras.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Betty es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tienda de barrio; cuenta que este negocio lo aprendió hace varios años atrás al observar la necesidad que tenía sus vecinos.

El crédito que ahora sacará es para el aumento de capital (compra de arroz, fideo, azúcar) que adquirirá de las tiendas de la Ciudad de El Alto, por mayor, y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es divorciada y tiene un hijo.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Bolivia

  • $2,817
    Average annual income
  • 76
    View loans »
    Bolivia Loans Fundraising
  • $28,933,000
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Unión 3Ks Group's $3,100 loan helped a member to buy rice, noodles, and sugar.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 19, 2013
Listed
Jul 26, 2013
Currency Exchange Loss:
Covered
Ended:
Mar 17, 2014