The loan that they have requested will benefit small business owners, one of whom is Virginia. She states that this is the first time that she has joined Pro Mujer, and that she joined due to the invitation of a promoter of the institution who visited her at her house. She currently has a business in which she makes and sells cheese. She reports that she began this business due to her family's advice, since her parents have worked in this business since she was young.
The loan that she is requesting will be used to increase her merchandise (buy a dairy cow) that she will obtain from the neighboring community and later raise the cow and make products to sell. This job allows her to generate the resources to maintain her family, since she is not married and has two children.
When asked what she likes about Pro Mujer, she responded that she likes the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Virginia es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de producción y venta de queso; da a conocer que este negocio lo emprendió por consejo de su familia ya que desde niña sus padres realizaban este negocio.
El crédito que ahora sacará es para el aumento de su mercadería (compra de vaca lechera) que adquirirá de las comunidades aledañas y posteriormente a la crianza elaborara los productos para su comercialización. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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