Update on Riccy MiriamsRiccy, 40, is in a common law relationship and has two children; she lives with her husband and children in Recinto Mina de Piedra belonging to Ventanas Canton, Los Ríos Province. She belongs to the “30 de Noviembre” (November 30) communal bank located in Recinto Mina de Piedra belonging to Ventanas Canton; they work in agriculture and animal husbandry.
Riccy works in agriculture growing corn and raising pigs. She will be able to buy supplies like fertilizer, manure and seeds as well as pig feed like ‘polvillo’ [rice bran] with the loan. She makes her purchases in the city of Ventanas. Her dream is to buy land to work.
Pertenece a la Ventanilla 30 DE NOVIEMBRE se encuentra ubicada el recinto MINA DE PIEDRA perteneciente al cantón Ventanas se dedica a labores agrícolas y pecuarias.
Riccy se dedica a la agricultura a la siembra de maíz y la crianza de cerdos.
Con el crédito podrá comprar insumos como: fertilizantes, abonos y semillas, además alimento para los cerdos como polvillo. Las compras las realiza en la ciudad de Ventanas.
El sueño es comprar terreno para el trabajo.
Previous Loan DetailsRiccy, 40, is in a free union and has two children. She lives with her husband and children in Recinto Mina de Piedra that belongs to Ventanas Canton, Los Ríos Province. She belongs to the “30 de Noviembre” communal bank that belongs to Ventanas Canton; it’s involved with agriculture and anim... More from Riccy Miriams's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid