Corazones De Oro Group
The loan they’ll take out will benefit small micro businesswomen like Cecilia. She indicates that she’s been part of Pro Mujer for four cycles having been invited by a girlfriend who is a member of the institution. She currently has a food stand and she relates that she learned this several years ago with the very first loan she got from Pro Mujer when she noted that this product sold widely in the market.
The loan she’ll take out now is to increase capital. She will buy rice and vegetables in street markets in the city of El Alto and once she makes it will sell it in her sales stand. This way of working allows her to generate income to support her home as possible since she’s in a common law relationship and has two children. When asked what she likes about Pro Mujer, she answers that she likes the training and the credit.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Cecilia es integrante, ella indica que hace cuatro ciclos que integra Pro Mujer, ingresando por invitación de su amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de comida; cuenta que este negocio lo aprendió hace varios años atrás con el primer préstamo que sacó de Pro Mujer, al observar que este producto se vendía ampliamente en el mercado.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, verduras) que adquirirá de las ferias de la Ciudad de El Alto, por mayor, y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones y el crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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